We’re not your accountant. We’re your whole finance function.
You raise your sales invoices. We do everything else: an automated, paperless finance engine, Total Clarity showing your business live, tax planned all year and a Fractional Finance Director you’ve probably never had. We’ve fully embraced AI, built our own systems and keep improving them, which is how our senior team moves faster than the big firms. We’re confident we’ll improve your profit margins and reduce your tax exposure. One fixed monthly fee.
You raise your sales invoices. We do everything else.
Tap around the circle. This is what we take off your plate, for one fixed monthly fee.
Your finance engine, automated
No paperwork, ever. Your data flows in automatically and our team keeps every number right.
Total Clarity, live
Real-time management reporting that replaces the monthly pack. Open it any time and know where you stand.
Tax and cash, all year
We plan how you take money out of the company and keep tax exposure as low as it lawfully can be, while there’s still time to act.
Your number two
A Fractional Finance Director in person, and a sounding board on the big calls, good month or bad.
No more management packs. Your business, live.
Total Clarity is real-time management reporting and a lot more. It replaces the monthly pack that arrives weeks late. All we do at month end is close down properly so it stays accurate.
- Gross and net margin, by product, job or customer
- Break-even, per month and per day
- Budget against actual
- Projected year-end profit
- Projected corporation tax and VAT exposure
- Director’s loan account status
- Cash, debtors, creditors and the low points coming
- Stock value and stock days
- Debtor days
- Wages as a share of sales
- Gross profit per employee
- Marketing return, from ad spend to profit
Everything we do, in one relationship
Fractional Finance Director
A fractional (outsourced) Finance Director without a full-time FD salary.
Find out more →Bookkeeping & payroll
Outsourced bookkeeping, payroll, pensions and VAT for growing businesses.
Find out more →Management accounts & reporting
Monthly management accounts in plain English: gross profit, profit, payroll, budget and year-end projection, with the few things that need you flagged first.
Find out more →Tax planning & year-end
Corporation tax, year-end accounts and director tax planning without the last-minute scramble.
Find out more →Cash flow forecasting
See your cash low points coming.
Find out more →Cloud accounting & systems
QuickBooks and Xero set up properly, with the right apps around them.
Find out more →Just need payroll? See your price in 30 seconds.
Weekly, 4-weekly, monthly or quarterly. Auto enrolment, HMRC submissions and an employee app with holiday control included. Fixed monthly fee, no long-term contract.
Your month with Total Accounting
No uncertainty about what we do or when. This is what runs in the background while you run the business.
- Every dayYou raise your sales invoices. Bank feeds, receipts and bills are captured and processed, and every document lands in your Total Accounting app.
- Every weekReconciliations kept up to date. Total Clarity shows live sales, cash and debtors.
- PaydayPayroll and pensions run, payslips issued, RTI filed. Staff paid on time.
- Month endBooks closed and checked. Anything unusual flagged before you see it.
- Within 14 working daysManagement accounts in Total Clarity, in plain English, marked Closed.
- Every month · Growth packageYour growth meeting with your Finance Director. Face to face, never on a video call.
- Every VAT periodVAT returns filed under Making Tax Digital.
- All yearTax forecast and planned as you go. Year-end accounts and corporation tax with no surprises.
- AlwaysCalls answered in three seconds. Emails the same day. Your team on hand whenever you need them, for a fixed fee.
Choose how much you want to know, and how closely your Finance Director works with you
Every package is fully managed by our team. As you move up, your numbers get more current, you see more of the business, and your Finance Director works more closely with you.
| What you get | Essentials Books right, deadlines met | Control Know where you stand monthly | Most popular Clarity Your whole business, live | Growth Your Finance Director |
|---|---|---|---|---|
| Your finance team | ||||
| Bookkeeping, bank and supplier invoices, done by us | ✓ | ✓ | ✓ | ✓ |
| How up to date your numbers are | Monthly | Every 2 weeks | Every week | Every week |
| VAT, year-end accounts and corporation tax | ✓ | ✓ | ✓ | ✓ |
| Your finance team on WhatsApp | ✓ | ✓ | ✓ | ✓ |
| Knowing your numbers | ||||
| Management accounts within 14 working days of month end | – | ✓ | ✓ | ✓ |
| Total Clarity: your finances live | – | – | ✓ | ✓ |
| Your business systems in Total Clarity (sales, CRM, stock, marketing) | – | – | 2 systems | All key systems |
| Budget and WIP tracking | – | – | ✓ | ✓ |
| Cash flow forecast | – | – | – | ✓ |
| Your Finance Director | ||||
| Face-to-face meetings with your Finance Director, including tax planning | Once a year | Twice a year | Quarterly | Monthly |
| Your Finance Director on WhatsApp, Mon–Fri, same day | – | – | ✓ | ✓ |
| Payroll and pensions | Available | Available | Available | Available |
Already have an in-house finance team? Keep your team. We check and fix their numbers every month, run Total Clarity on top, and you get your own Finance Director. How it works →
Come and see usQuestions about the packages
Why don’t you show prices?
Every fee is fixed and built around your business. We go through it with you at your first meeting, and there is no charge for that meeting.
Can I change package later?
Yes. You can move up as the business grows, or when you want more time with your Finance Director.
Is there a contract?
No long-term contract. One fixed monthly fee by Direct Debit.
What if we already have a finance team?
You keep your team. Every month we check and fix their numbers, run Total Clarity on top, and your Finance Director works alongside them.
Flip it and see
The same eight things, with a typical accountant and with us.
Everyone wants a piece of AI. Our clients already have it.
We are heavy users of AI and automation. It does the repetitive work at speed, so our people spend their time checking, explaining and advising. That is how our senior team gives you a same-day service the big firms can’t match.
We’ve built our own systems, and we don’t stand still: we keep improving everything, every month. Then we go further. With our technology partner we design and build bespoke AI systems for your business: field service software, booking systems, marketing systems and websites, all feeding Total Clarity. Not only do your finances improve, the whole company does.
Euan has been at the forefront of accountancy software and automation for more than 20 years, and is a member of the QuickBooks Accountants Council.
We can do the impossible. It just takes us a little longer.
Switching is easier than most owners expect. We handle the move from your accountant, bring your data across and pick a date that misses your deadlines.
See your business clearly.
Come and see us at Moncrieff House. An hour or so with our directors, getting to the bottom of what’s really going on, and a one-page summary to keep.